Rent tracking
Know who's paid, unpaid, pending, and overdue — open pre-written reminders, keep payment history, and generate digital receipts.
The landlord workspace tracks rent, generates receipts and agreements, calculates utilities, and drafts notices for review. The matching tenant portal is rolling out during early access.
to send a polite, pre-written WhatsApp rent reminder
from sign-in to a fully set-up property with tenants
for the landlord workspace during early access
Finding a tenant is only the beginning. After move-in, everything becomes fragmented — spread across apps that were never meant to work together.
Important information gets lost. Renting deserves a better system.
KARVM brings every aspect of a rental into one shared place — for landlords and tenants alike. Everything stays organised. Everyone stays informed.
Know who's paid, unpaid, pending, and overdue — open pre-written reminders, keep payment history, and generate digital receipts.
Professionally structured agreements and court-aware notices, grounded in Indian tenancy law — drafted in hours, not weeks.
Generate, review and store agreements with e-stamp guidance and renewal alerts. Never miss another renewal.
Enter a meter reading once — KARVM calculates an itemised charge for the landlord ledger.
Phone sign-in is live; dues, receipts, agreements, and utility views are being enabled in batches.
No migration project, no training. Add a property, invite your tenant — and rent starts tracking itself.
Enter units, rent amounts, and due dates once. The pincode fills in city, state, and the local electricity rate for you.
Add the tenant to a unit. Phone-based portal access is enabled in batches during early access.
Open a pre-written WhatsApp reminder, log payments, and generate receipts from the same ledger.
Two experiences, one system. Choose your side to see how KARVM works for you — then dive into the full landlord or tenant experience.
KARVM is building its privacy programme around India's DPDP Act 2023 for personal data, safer Aadhaar handling and uses encrypted managed infrastructure for data in transit and at rest. These are engineering controls and design goals, not a compliance certification.
Consent, purpose limits, retention, access, and deletion requests guide the privacy roadmap. Formal compliance is not claimed here.
Aadhaar numbers stored encrypted, always shown masked. The full number appears only inside legal documents where courts require it.
Production providers encrypt data in transit and at rest. KARVM avoids promising a particular transport cipher on every connection.
Every landlord's records are walled off using row-level security. Another landlord literally cannot query your data — the database itself enforces it.
Every AI-drafted notice or agreement is a draft for your review. Nothing is filed, served, or signed automatically. Legal-safety by construction, not policy.
Users can request a copy or deletion of their data. Self-serve export tooling is planned, not presented as available today.
KARVM is inspired by the Sanskrit word कर्म (karma) — action. Rental relationships aren't built by contracts. They're built through the everyday: a landlord who responds quickly, a tenant who pays on time, a well-kept home, clear communication.
The V stands for Visibility — because trust grows when actions are visible, documented, and shared. One act at a time.
Keeping Actions in Renting Visible & Meaningful
Rent paid. Reminder sent. Agreement signed. Receipt issued. Care recorded. Trust logged. Every action, kept where both sides can see it.
Every payment kept. Every message documented. Every act of care visible. Over time, the small actions become the record — portable across every rental you ever have.
“I built KARVM managing my family's property from 1,500 km away — every feature exists because a WhatsApp thread or a lawyer's waiting room failed me first.”
KARVM is an early-access rental workspace for Indian landlords. It currently tracks paid, due, and overdue rent; opens pre-written WhatsApp reminders; creates receipts; calculates utility charges; and drafts agreements and legal notices for human review. The tenant portal, online payments, e-sign, and automated message delivery are rolling out separately.
Add your property, units, and tenants once. KARVM creates a rent ledger for every month automatically — each entry shows Paid, Due, or Overdue at a glance. When rent is due, you can send a pre-written WhatsApp reminder in one tap, and mark payments as received with automatic rent receipts.
Yes. KARVM drafts a complete rental agreement from your tenancy details — landlord, tenant, rent, deposit, and duration — following the format used by Indian courts, including stamp-paper and witness-signature guidance. You review the draft, print it on e-stamp paper, sign with two witnesses, and upload the signed copy back into KARVM for safekeeping.
KARVM drafts legal notices — for rent default, nuisance, property damage, or termination — grounded in the relevant Indian tenancy law, with citations checked. Every notice is a draft for your review: nothing is filed or sent automatically. For court proceedings, we recommend having an advocate review the final text, which the structured draft makes fast and inexpensive.
Enter a meter reading and KARVM calculates the unit's consumption at your configured per-unit rate, then adds the itemised charge to that month's ledger. Tenant-facing utility breakdowns are part of the portal rollout.
Phone-number sign-in and tenancy linking are available in the early portal. Dues, downloadable receipts, agreement access, utility breakdowns, online payments, and repair records are rolling out; the tenant page shows the intended experience clearly as a preview.
KARVM uses database row-level security to isolate landlord records and masks Aadhaar numbers throughout the application. When a user supplies a full Aadhaar number for a legal document, it is stored in the encrypted data layer and revealed only in the generated document. KARVM is building its privacy controls around India's DPDP framework; this is a product-design goal, not a compliance certification.
KARVM is currently in early access for individual landlords in India. The landlord workspace — rent tracking, agreements, utility calculations, receipts, and AI legal drafting — is free while we build with pilot users. Tenant portal features and external integrations roll out separately.
Add a property, invite a tenant, send your first reminder. The record starts building itself — for both of you, from the very first act.
No credit card · landlord workspace free during early access